250 MY MONEY STAYS IN SAVINGS -HERE'S WHY I know it's safe. The Government is pledged to repay, 'without exception or qualification,' money it has borrowed from the people. Yes, but what about the things I've been doing without for so long? Just now isn't a good time to spend, if that's what you mean! If we wait until we can spend with a good conscience we shall get wider choice, improved materials and newer designs. But spending is good for trade, isn't it? Well, yes, but there is more than a bit of spending going on now.