There is one item you need never declare on your If you already hold your Income Tax Return ... literally 'private property,' quota of 500 Certificates (issued at any price under all your own and entirely tax-free—namely, National £1), you can still save the Savings Certificates. In ten years a 15/- Savings Certificate way by ac- Certificate grows in value to 20/6—a clear profit to quiring up to 250 £1 Certificates. you of 5/6 on each one you hold. Buy and hold NATIONAL SAVINGS CERTIFICATES You may cash your Certificates at any time by giving a few days' notice.